ABOUT SEMBLE
Financing That Strengthens Communities
We help nonprofits access lower-cost financing while turning supporters into impact investors.
When people can align their investments with causes they care about, communities become stronger, nonprofits become more sustainable, and impact grows.
250+
Nonprofits Served
$150+
Financing Facilitated
1,000+
Impact Investors
Why We Exist
Across the country, nonprofits provide essential services, education, housing, youth programs, and community support.
Yet many organizations face high borrowing costs, limited access to capital, or financing structures that divert too much money away from their mission.
Semble was created to change that.
Our platform helps nonprofits explore financing options that may include community-backed investments and strategic lending relationships, creating a more flexible path to funding.
The goal is simple:
Turn debt-service dollars into people-service dollars.
How We Help
We help nonprofits access affordable financing, engage supporters as impact investors, and strengthen long-term sustainability.
Our approach creates greater financial flexibility while driving meaningful impact in the communities they serve.
Lower Financing Costs
We help organizations explore financing structures that can reduce monthly payments and improve long-term sustainability.
Engage Supporters in a New Way
Supporters can participate as impact investors, aligning financial goals with community impact.
Build Stronger Communities
When nonprofits keep more resources focused on their mission, communities benefit through expanded services, programs, and opportunities.
What Makes Semble Different
Unlike traditional lenders, Semble focuses on coordinating financing solutions that connect nonprofits, supporters, and lending partners through a single platform.
This creates more options, greater flexibility, and stronger alignment between financial outcomes and community impact.
More Options
Explore multiple financing paths instead of a single lender relationship.
Supporter Alignment
Give supporters a stake in the organization’s financial growth
Mission-Focused
Prioritize community outcomes, not just transactions.
Core Beliefs
At the heart of Semble and its leadership team are several core beliefs motivating and driving every decision we make.
We believe extraordinary times create extraordinary opportunities.
Many of our community nonprofits are facing the “perfect storm” with demand for services up and access to loans either severely limited or denied.
We believe in the power of “intentionality.”
By facilitating opportunities for supporters to intentionally direct a portion of their investment portfolios to lower the cost of loans for our local nonprofits, this will free up resources for greater mission impact.
We believe in the power of “We.”
The Semble online lending platform unites individuals and their communities in a powerful and dramatic way which, in turn, allows “We” to do more with less.
We believe in the Law of Abundance.
We believe abundance grows when communities come together to create meaningful impact
Rejecting the Law of Scarcity
We reject fear and scarcity thinking by helping nonprofits access opportunities that inspire confidence, stability, and sustainable growth.
Actions Over Words
We focus on delivering real results through meaningful action, strong partnerships, and a genuine commitment to community impact.
Our Team
Todd R. Tarbert
CEO, Semble
- 20+ years in nonprofit financing
- Expert in mission-driven lending
- Helping organizations reduce costs and grow impact
Nancy Tarbert
Community Impact Associate
- Specialist in community engagement
- Passionate about unlocking resources for good
- Building connections that strengthen communities
Let's Increase Your Mission Impact.
See how much your organization could save and reinvest into the community.